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user606723
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EDIT: I am only a year out of college, so I am sure I want to be pretty aggressive.

For reference, see below.

For reference, see below.

EDIT: I am only a year out of college, so I am sure I want to be pretty aggressive.

For reference, see below.

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user606723
  • 1.1k
  • 9
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How do I choose 401k investment funds?

I recently opened up my 401k. I will admit, that I did not do much research in choosing my investment option distribution.

Does anyone know of a good book (or other resource) to guide me in my 401k choices? I am not asking to be spoon fed, but honestly I am not sure where to start.

For reference, see below.

Currently, I am investing in. I chose them basically based on past returns that are listed.

Stock Investments   LARGE GROWTH    XXX S&P MGD AGGR GTH    10%
Stock Investments   --  XXX MELLON SP MDCP B    10%
Stock Investments   MID VALUE   XXX/GS MID CAP VAL B    10%
Stock Investments   SMALL VALUE     ABF SM CAP VAL INV  10%
Stock Investments   SMALL GROWTH    WFA SM CAP OPPTY ADM    10%
Stock Investments   --  XXX TRP ESTAB GRTH B    10%
Stock Investments   --  XXX TROWE MDCP GTH B    40%

These are my available funds.

   Investments              1 YR    3 YR    5 YR    10 YR   Life    As of Date
ASSET ALLOCATION FUNDS
Stock Investments
XXX S&P MGD MOD GRTH
Inception Date 04/09/1998   21.39   4.06    4.65    4.77    4.97    06/30/2011
XXX S&P MGD AGGR GTH
Inception Date 04/08/1998   30.77   2.74    3.61    4.07    4.85    06/30/2011
XXX S&P MGD CONSV
Inception Date 10/04/2004   10.43   4.40    4.46    N/A     4.60    06/30/2011
XXX S&P MGD MODERATE
Inception Date 10/04/2004   15.90   4.18    4.62    N/A     5.35    06/30/2011
Blended Fund Investments*
XXX S&P MANAGED GRTH
Inception Date 04/08/1998   28.22   3.36    3.95    4.51    5.01    06/30/2011

INDEX/PASSIVELY MANAGED FUNDS
Stock Investments
XXX MELLON S&P 500 B
Inception Date 01/15/2002   30.17   2.88    2.50    N/A     3.02    06/30/2011
XXX MELLON SP MDCP B
Inception Date 01/15/2002   39.03   7.23    6.09    N/A     8.16    06/30/2011
XXX MELLON SM CAP B
Inception Date 01/15/2002   37.16   7.24    3.66    N/A     6.70    06/30/2011
XXX MELLON INTL B
Inception Date 01/15/2002   31.51   -2.10   1.12    N/A     6.81    06/30/2011
Bond Investments
XXX MELLON BD IDX B
Inception Date 01/15/2002   3.41    5.75    6.01    N/A     4.83    06/30/2011

ACTIVELY MANAGED FUNDS
Stock Investments
WFA SM CAP OPPTY ADM
Inception Date 08/15/1996   18.63   5.33    6.70    8.87    11.02   07/31/2011
ABF SM CAP VAL INV
Inception Date 03/01/1999   20.86   7.10    3.90    9.14    10.81   07/31/2011
XXX/WMC VALUE
Inception Date 09/30/2002   28.32   2.80    3.75    N/A     10.35   06/30/2011
XXX TRP ESTAB GRTH B
Inception Date 05/15/1995   33.67   4.04    4.79    3.73    8.95    06/30/2011
XXX TROWE MDCP GTH B
Inception Date 05/15/1995   38.19   8.79    8.36    8.12    12.38   06/30/2011
XXX/GS MID CAP VAL B
Inception Date 05/02/2005   36.14   5.09    5.09    N/A     7.16    06/30/2011
MFS INST INTL EQUITY
Inception Date 01/30/1996   20.59   4.07    4.36    8.62    8.63    07/31/2011
Bond Investments
XXX PIMCO TOT RTRN B
Inception Date 03/02/1998   5.19    8.59    7.94    6.55    6.40    06/30/2011
XXX PPM AM HY BOND B
Inception Date 05/15/1995   17.39   8.42    5.87    6.05    5.98    06/30/2011
Short Term Investments
XXX ASSOC ANNUITY
Inception Date 06/02/1999   N/A     N/A     N/A     N/A     N/A     N/A
XXX/WMC MONEY MARKET
Inception Date 05/15/1995   0.00    0.39    1.99    1.87    3.07    06/30/2011