I recently opened up my 401k. I will admit, that I did not do much research in choosing my investment option distribution.
Does anyone know of a good book (or other resource) to guide me in my 401k choices?
I am not asking to be spoon fed, but honestly I am not sure where to start.
For reference, see below.
Currently, I am investing in.
I chose them basically based on past returns that are listed.
Stock Investments LARGE GROWTH XXX S&P MGD AGGR GTH 10%
Stock Investments -- XXX MELLON SP MDCP B 10%
Stock Investments MID VALUE XXX/GS MID CAP VAL B 10%
Stock Investments SMALL VALUE ABF SM CAP VAL INV 10%
Stock Investments SMALL GROWTH WFA SM CAP OPPTY ADM 10%
Stock Investments -- XXX TRP ESTAB GRTH B 10%
Stock Investments -- XXX TROWE MDCP GTH B 40%
These are my available funds.
Investments 1 YR 3 YR 5 YR 10 YR Life As of Date
ASSET ALLOCATION FUNDS
Stock Investments
XXX S&P MGD MOD GRTH
Inception Date 04/09/1998 21.39 4.06 4.65 4.77 4.97 06/30/2011
XXX S&P MGD AGGR GTH
Inception Date 04/08/1998 30.77 2.74 3.61 4.07 4.85 06/30/2011
XXX S&P MGD CONSV
Inception Date 10/04/2004 10.43 4.40 4.46 N/A 4.60 06/30/2011
XXX S&P MGD MODERATE
Inception Date 10/04/2004 15.90 4.18 4.62 N/A 5.35 06/30/2011
Blended Fund Investments*
XXX S&P MANAGED GRTH
Inception Date 04/08/1998 28.22 3.36 3.95 4.51 5.01 06/30/2011
INDEX/PASSIVELY MANAGED FUNDS
Stock Investments
XXX MELLON S&P 500 B
Inception Date 01/15/2002 30.17 2.88 2.50 N/A 3.02 06/30/2011
XXX MELLON SP MDCP B
Inception Date 01/15/2002 39.03 7.23 6.09 N/A 8.16 06/30/2011
XXX MELLON SM CAP B
Inception Date 01/15/2002 37.16 7.24 3.66 N/A 6.70 06/30/2011
XXX MELLON INTL B
Inception Date 01/15/2002 31.51 -2.10 1.12 N/A 6.81 06/30/2011
Bond Investments
XXX MELLON BD IDX B
Inception Date 01/15/2002 3.41 5.75 6.01 N/A 4.83 06/30/2011
ACTIVELY MANAGED FUNDS
Stock Investments
WFA SM CAP OPPTY ADM
Inception Date 08/15/1996 18.63 5.33 6.70 8.87 11.02 07/31/2011
ABF SM CAP VAL INV
Inception Date 03/01/1999 20.86 7.10 3.90 9.14 10.81 07/31/2011
XXX/WMC VALUE
Inception Date 09/30/2002 28.32 2.80 3.75 N/A 10.35 06/30/2011
XXX TRP ESTAB GRTH B
Inception Date 05/15/1995 33.67 4.04 4.79 3.73 8.95 06/30/2011
XXX TROWE MDCP GTH B
Inception Date 05/15/1995 38.19 8.79 8.36 8.12 12.38 06/30/2011
XXX/GS MID CAP VAL B
Inception Date 05/02/2005 36.14 5.09 5.09 N/A 7.16 06/30/2011
MFS INST INTL EQUITY
Inception Date 01/30/1996 20.59 4.07 4.36 8.62 8.63 07/31/2011
Bond Investments
XXX PIMCO TOT RTRN B
Inception Date 03/02/1998 5.19 8.59 7.94 6.55 6.40 06/30/2011
XXX PPM AM HY BOND B
Inception Date 05/15/1995 17.39 8.42 5.87 6.05 5.98 06/30/2011
Short Term Investments
XXX ASSOC ANNUITY
Inception Date 06/02/1999 N/A N/A N/A N/A N/A N/A
XXX/WMC MONEY MARKET
Inception Date 05/15/1995 0.00 0.39 1.99 1.87 3.07 06/30/2011