@Tripe That's probably true, but on the other hand, they are secure disposal, so you're basically guaranteed that nobody is going to be looking at the stuff (assuming you trust the business). It's probably fine.

Ah, yes. I must've misread the op.

@ruohola Not if those $20 were dollars that were already going to be spent. In fact, so long as at least $12 of them were already going to be spent, he's coming out even.

Like T.M. says, when appointing yourself as the trustee, think about the relational impact it might have between you. Maybe it's something that doesn't matter to you, but it does have the potential to make him hate your guts. Money's like that sometimes...

@Michael it depends where you live. Up here in Minnesota, it's still used, but not nearly as big of a deal as down in Arizona or California.