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Investing is the process of buying assets such as securities, real estate and other items of value that will hopefully increase in value over time, providing a return in the form of income payments or capital gains.

1 vote

What's the point of a benchmark?

One reason it matters whether or not you're beating the S&P 500 (or the Wilshire 5000, or whatever benchmark you choose to use) is to determine whether or not you'd be better off investing in an index …
Scott Lawrence's user avatar
2 votes

How does owning a home and paying on a mortgage fit into family savings and investment?

Like @littleadv, I don't consider a mortgage on a primary residence to be a low-risk investment. It is an asset, but one that can be rather illiquid, depending on the nature of the real estate market …
Scott Lawrence's user avatar
7 votes

How do I get into investing in stocks?

Your time horizon for stock investing. Don't use margin accounts or leverage. The most recent crash isn't the first time that the excessive use of leverage nearly took down the world economy. …
Scott Lawrence's user avatar
3 votes

Where should my money go next: savings, investments, retirement, or my mortgage?

There's a ton of great advice here. It's very challenging to come up with something that hasn't already been suggested. I'm curious to know how many years you have left to pay down the mortgage at t …
Scott Lawrence's user avatar