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A mortgage is a loan that is secured by real property (land, buildings).

5 votes

First time buyer- How to decide how much to put toward a deposit?

A mortgage is a very cheap credit. Current interest rates in the UK seem to be around 1.5% (plus setup fees). Could you make more than 1.5% if you invest that money elsewhere (stocks, funds...)? … Some people prefer to pay off their mortgage ASAP even when it's not the most financially sensible option. …
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