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For questions that relate to the laws, practices, and products of the United States.
2
votes
2
answers
184
views
2 active 401k plans
I contribute a maximum (18k) to my employers 401k. They give 5% match. It is a target fund ISJIX.
When I look at the performance of ISJIX compared to the VTIVX (over last 10 years) I see a huge diff …
6
votes
1
answer
3k
views
How does the Spousal Surcharge generally work?
We are on my wife's health insurance policy. I have access to the insurance policy from my employer; however, for the past few years wife's policy was much better. This year wife's policy introduced a …
3
votes
1
answer
288
views
What are the tax benefits when maxing out your 401k?
I would like to check if my understanding is correct. Let's say a person makes 100k and has an effective federal tax rate of 25% then:
without contribution to 401k she would pay 25k in taxes.
with m …