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A mortgage is a loan that is secured by real property (land, buildings).
8
votes
What if I'm named on the deed but not on the mortgage and my boyfriend moves out?
Consider speaking with legal charities in your area. You can't afford not to have an attorney if homes or tens of thousands of dollars are at stake.
The job of an attorney is to apply his expertis …
3
votes
Any US Gov program for under water mortgages when still making payments?
To provide a more thorough answer, I'll cover 3 areas: (i) problems with people being told to skip payments, (2) some of the available government programs, and (3) an unofficial source I provide for …
9
votes
How do I arrange a private mortgage between myself and a trusted individual?
You actually have at least four different ways to do this transaction:
mortgage secured by the property
personal unsecured loan
Buy it, then lease to "borrower" with option to buy for various prices …
3
votes
How should I move out of my own house?
I would ask a lawyer. You may be able to sue for partition, which is asking a court to order a sale of the property and divide up the money. It takes time for the wheels of justice to grind and turn …
2
votes
What to do with savings for 3-5 years?
Put simply, the advice to never sell a home in CA is based on
rising home prices (which hasn't always been true), together with
annual property taxes based on value at purchase
Note that #2 is u …