Just created an S-Corp this year - two owners, no other employees. We make profit, but just barely. I want to keep a portion of these profits in the company bank account, but I also want to distribute a portion to us as payments.

We don't make enough to really consider it a salary, but I've heard using a draw without a salary is a bad idea. I have no idea what I need to do to actually get some money in our pockets.