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Chris W. Rea
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How to get started with savings, paying off debt, and retirement?

I am getting married soon and I am in grad school (I get paid a stipend and have a tuition scholarship). I have no retirement plans available to me. My fiancee will be starting her job soon and will have a matched 401k available a few months after. We have some wedding expenses on a 0% APR credit card (definitely planning to pay that off before the 0% is up, we always pay in full all our other cards and make more than the minimum on the 0% one). Other than that, we have some student loan debt, a small emergency fund, and some savings bonds for a down payment for a house a few years down the road.

What is the best way for us to get our married finances off to a great start? How do we decide how much goes to savings/retirement/debt? The 401k is in an annuity, so I'm not too sure about how that works, but I know we want to take advantage of the full match.

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