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Questions tagged [debt-settlement]

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1 vote
1 answer
161 views

Cannot pay enough to mitigate late/overdue fees on credit card. What is the best way to handle this?

I've tried working with a credit card company over late fees/debt. I can of course make some payments, but they're always lower than the overdue fees they continuously charge. In other words I'm ...
Shelf Dancer's user avatar
2 votes
3 answers
496 views

Should I take up offers to settle with credit cards

I have been getting offers to call and seek assistance to settle with credit cards. I have so far not considered these but have I missed a trick? Should anyone ever consider these under any ...
perennial_noob's user avatar
6 votes
4 answers
709 views

Should I accept a credit card settlement?

I have pretty awful credit rating (570 last I checked) as a result of a foreclosure and a massive amount of credit card debt. One of the credit cards (BofA) to who I owe 17k has offered a settlement -...
NeedAdvice's user avatar
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