My husband has a HDHP through his employer which I am covered on, along with our 3 children. He has an HSA plan that he contributes to through his employer in the amount of $200 every two weeks or about $5200 a year. Through my job as a teacher, I am offered an HSA account as well. Can I contribute to it and if so, how much per year?
Assuming neither of you are 55+ yet, you can contribute up to $7000 total to HSA accounts in 2019. Your husband can add more to his or you can open one and put in $1800. Which one to choose should depend on which has the better investment options for you.
While you can choose to pay for current medical expenses from the HSA, it is considered better to pay those out of pocket if able and use the HSA as a "super IRA" of sorts, reimbursing yourself for current medical expenses at some point in the future so you maximize the tax advantages and the investment's (hopeful) growth.