Timeline for Does debit card fraud indicate that I did something wrong?
Current License: CC BY-SA 4.0
9 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Sep 28, 2022 at 15:51 | answer | added | Justin Cave | timeline score: 6 | |
| Sep 28, 2022 at 15:23 | comment | added | Someone | @JustinCave oh, it could have been an ATM. I will be more careful about both physical readers and Web sites in the future. Some things like my phone bill require saving the card, but one-time purchases don't. I'm okay with entering the info manually. | |
| Sep 28, 2022 at 15:21 | comment | added | Justin Cave | What is your goal? It is possible that you used an ATM or payment device that had a skimmer installed which stole your card number. You could be more suspicious of physical card readers. You could limit what you consider a "trustworthy" site and avoid saving your card anywhere. But if you are just concerned with the inconvenience of having a card replaced, you'd have to compare that to the inconvenience of having to enter your card number manually every time you want to buy something online. If you're worried about liability, using a credit card rather than a debit card is preferred. | |
| Sep 28, 2022 at 15:19 | comment | added | Someone | I thought chip transactions were immune to skimmers and the information could only be used for one transaction? This card has never been swiped AFAIK. | |
| Sep 28, 2022 at 15:19 | comment | added | Someone | @user253751 well, it is possible to hold a tap-to-pay point of sale up to someone's pocket, and you might not notice that in a crowd, but I haven't been out of the house for a couple days. | |
| Sep 28, 2022 at 15:17 | comment | added | Criticizing Israel not allowed | A hacked website is one possibility. Shops can also get hacked - even if you can see the card, the card reader or the shop's server could be hacked. There's also the idea that people could read your card wirelessly from a distance, but I think that's still science-fiction at this point. | |
| Sep 28, 2022 at 15:10 | comment | added | Someone | @user253751 okay. So just use the new card like I did the old one, and then if that one gets stolen as well, be more careful in the future? I don't think I've ever used the card in-person somewhere where I couldn't see it the whole time; my guess is that a Web site I used it on got hacked. | |
| Sep 28, 2022 at 15:09 | comment | added | Criticizing Israel not allowed | No, there are things you can do to reduce your risk, but ultimately, fraudsters are clever - they might have, for example, tampered with the card reader at one of the restaurants where you used your card. | |
| Sep 28, 2022 at 14:22 | history | asked | Someone | CC BY-SA 4.0 |