Timeline for What kind of insurance do I need for my little house in a garden?
Current License: CC BY-SA 4.0
18 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Aug 29, 2020 at 0:02 | answer | added | sevensevens | timeline score: 1 | |
| Aug 28, 2020 at 18:00 | history | tweeted | twitter.com/StackFinance/status/1299406425693851650 | ||
| Aug 28, 2020 at 16:40 | comment | added | Ben Miller | @JTP-ApologisetoMonica For what it is worth, length does not determine whether or not an answer is acceptable; I have posted short answers before. You could argue that "You need to contact an agent" is an answer and post it, if you like. I did not answer that way, however; my comment was phrased as a question to the OP, which he answered, saying that the insurance agents he talked to didn't want to insure it. | |
| Aug 28, 2020 at 16:36 | comment | added | Ben Miller | @JTP-ApologisetoMonica I agree with TripeHound. There is enough detail in the question for a great answer, but unfortunately, I don't have any experience with German insurance. :) The question should be left open, waiting for the right expert to come along and answer it. | |
| Aug 28, 2020 at 16:03 | comment | added | JTP - Apologise to Monica♦ | @TripeHound - Understood, and agreed. I'll resist the urge to feel like this is something needing anything more than waiting for an authoritative answer. Thx for the feedback. | |
| Aug 28, 2020 at 14:39 | comment | added | TripeHound | @JTP-ApologisetoMonica Do we need to "do" anything with it? The question seems perfectly valid, and – if answered authoritatively – could be useful to others. The "problem" is that probably only someone from Germany who has been in a similar situation, or a German insurance agent is likely to be able to provide that answer. Is there a problem of leaving it "open" on the off-chance such a person comes by? Like you, "contact an insurance seller" seems not really "enough" for an answer. | |
| Aug 28, 2020 at 13:08 | comment | added | JTP - Apologise to Monica♦ | @BenMiller-RememberMonica - It seems to me that this is the answer. But I suppose "contact an insurance seller" is not long enough to be an answer. Any thoughts on what we should do with this question? | |
| Jul 15, 2020 at 17:00 | comment | added | Dragonel | Are there any insurance companies that specialize in farm/agriculture? In the US I would expect to talk to someone like Agrichoice for insurance on outbuildings. nationwide.com/business/agribusiness/farm-insurance/agrichoice | |
| Jul 15, 2020 at 12:56 | comment | added | Fattie | hmm @Lehue gotchya, it is harder to play fast and loose in Germany! :) Good luck! | |
| Jul 15, 2020 at 12:40 | comment | added | Lehue | @Fattie not sure if this would work, as the property has no real address (the street has no name), and "living space" needs to be at least 30m^2. Might work with consultation of a broker, probably not when I try do book it over the internet. I am not sure though, if insurance companies would decide not to pay, if I "lie" about living there (house insurance seems to be only for properties where people live) | |
| Jul 15, 2020 at 12:15 | comment | added | Fattie | @Lehue would it be possible to simply insure it - as if it is a normal house? Annual house insurance is pretty moderately priced anyway, and I doubt there would be a tremendous discount to the "specific" structure you explain. I would just fill in the forms and insure it as a house. | |
| Jul 15, 2020 at 12:13 | comment | added | Fattie | for sure, this sort of thing is super-valuable, @Philipp | |
| Jul 15, 2020 at 11:23 | comment | added | Lehue | @Ben Well my old insurance cancelled the insurance the prior owner took out and an insurance broker said most big insurance companies don't offer fire ensurance for this type of building anymore because it's just not worth it and I should look online if some specialised company offers something. Unfortunately I was not able to find anything fitting because I guess I used the wrong terms. | |
| Jul 15, 2020 at 11:11 | comment | added | Ben Miller | Have you talked to someone that sells insurance? It seems to me that they would be the ones that could answer the questions about what type of insurance you need and what would be covered. | |
| Jul 15, 2020 at 9:00 | comment | added | Lehue | @Philipp I edited the question to explain my reasoning. | |
| Jul 15, 2020 at 9:00 | history | edited | Lehue | CC BY-SA 4.0 |
added information
|
| Jul 15, 2020 at 8:25 | comment | added | Philipp | Do you actually need insurance beyond the legally required amount? When it has no sleeping facilities, then I assume that nobody is living there. Then what are you using it for? What would be the consequences for you if it would be destroyed? | |
| Jul 15, 2020 at 7:43 | history | asked | Lehue | CC BY-SA 4.0 |