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radix07
radix07
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I am aware that there are fees involved in a company 401(k) plan. These can vary widely depending on where you work and the particulars of a plan.

What would be an appropriate amount of fees and expenses in a typical 401(k) plan? Maybe a guideline to follow. Or would this threshold be too dependent on the individual's situation to properly define generally?

This seems to be a very important factor when it comes to deciding if it is worth upping a 401(k) contribution for the tax benefit when going beyond the employer match, or if your money would be better off elsewhere.

BrightScope seems to be a very useful website for finding out fees. They also give information on how to find your own if they don't already have them on record. (I am in no way associated with this, BTW.)

Edit: I have found my expense ratio on my 401(k) is around 1.2% throughout most of my funds. If I can take the 6% I am putting into my 401(k) unmatched and put it somewhere with a very a low expense ratio like an ETF which can be less than 0.1%, I could very well come out ahead regardless of the tax perks since I am in a lower tax bracket anyways and have already maxed my Roth.

I am aware that there are fees involved in a company 401(k) plan. These can vary widely depending on where you work and the particulars of a plan.

What would be an appropriate amount of fees and expenses in a typical 401(k) plan? Maybe a guideline to follow. Or would this threshold be too dependent on the individual's situation to properly define generally?

This seems to be a very important factor when it comes to deciding if it is worth upping a 401(k) contribution for the tax benefit when going beyond the employer match, or if your money would be better off elsewhere.

BrightScope seems to be a very useful website for finding out fees. They also give information on how to find your own if they don't already have them on record. (I am in no way associated with this, BTW.)

I am aware that there are fees involved in a company 401(k) plan. These can vary widely depending on where you work and the particulars of a plan.

What would be an appropriate amount of fees and expenses in a typical 401(k) plan? Maybe a guideline to follow. Or would this threshold be too dependent on the individual's situation to properly define generally?

This seems to be a very important factor when it comes to deciding if it is worth upping a 401(k) contribution for the tax benefit when going beyond the employer match, or if your money would be better off elsewhere.

BrightScope seems to be a very useful website for finding out fees. They also give information on how to find your own if they don't already have them on record. (I am in no way associated with this, BTW.)

Edit: I have found my expense ratio on my 401(k) is around 1.2% throughout most of my funds. If I can take the 6% I am putting into my 401(k) unmatched and put it somewhere with a very a low expense ratio like an ETF which can be less than 0.1%, I could very well come out ahead regardless of the tax perks since I am in a lower tax bracket anyways and have already maxed my Roth.

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Chris W. Rea
Chris W. Rea
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What is an appropriate level of 401k feefees or expenses in a typical plan?

I am aware that there are fees involved in a company 401(k) plan. These can vary widely depending on where you work and the particulars of a plan.

So whatWhat would be an appropriate amount of fees and expenses in a typical 401(k) plan? Maybe a guideline to follow. Or would this threshold be too dependent on the individualsindividual's situation to properly define generally?

This seems to be a very important factor when it comes to deciding if it is worth upping a 401(k) contribution for the tax benefit when going beyond the employer match, or if your money would be better off elsewhere.

BrightScope seems to be a very useful website for finding out your own fees. They also give information on how to find your own if they don't already have them on record. (I am in no way associated with this btw, BTW.)

What is an appropriate 401k fee?

I am aware that there are fees involved in a company 401(k). These can vary widely depending on where you work and the particulars of a plan.

So what would be an appropriate amount of fees and expenses in a typical 401(k) plan? Maybe a guideline to follow. Or would this threshold be too dependent on the individuals situation to properly define generally?

This seems to be a very important factor when it comes to deciding if it is worth upping a 401(k) contribution for the tax benefit when going beyond the employer match or if your money would be better off elsewhere.

BrightScope seems to be a very useful website for finding out your own fees. They also give information on how to find your own if they don't already have them on record. (I am in no way associated with this btw)

What is an appropriate level of 401k fees or expenses in a typical plan?

I am aware that there are fees involved in a company 401(k) plan. These can vary widely depending on where you work and the particulars of a plan.

What would be an appropriate amount of fees and expenses in a typical 401(k) plan? Maybe a guideline to follow. Or would this threshold be too dependent on the individual's situation to properly define generally?

This seems to be a very important factor when it comes to deciding if it is worth upping a 401(k) contribution for the tax benefit when going beyond the employer match, or if your money would be better off elsewhere.

BrightScope seems to be a very useful website for finding out fees. They also give information on how to find your own if they don't already have them on record. (I am in no way associated with this, BTW.)

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radix07
radix07
  • 912
  • 7
  • 13

What is an appropriate 401k fee?

I am aware that there are fees involved in a company 401(k). These can vary widely depending on where you work and the particulars of a plan.

So what would be an appropriate amount of fees and expenses in a typical 401(k) plan? Maybe a guideline to follow. Or would this threshold be too dependent on the individuals situation to properly define generally?

This seems to be a very important factor when it comes to deciding if it is worth upping a 401(k) contribution for the tax benefit when going beyond the employer match or if your money would be better off elsewhere.

BrightScope seems to be a very useful website for finding out your own fees. They also give information on how to find your own if they don't already have them on record. (I am in no way associated with this btw)