Timeline for What risks are there to co-signing an apartment if I get the money upfront?
Current License: CC BY-SA 4.0
14 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Jan 11, 2020 at 15:25 | comment | added | Lightness Races in Orbit | @Aganju And to be fair if they had a policy of being more flexible all sorts of people would be trying all sorts of schemes that they'd have to look into and work out. Not really tenable, too much overhead. | |
| Jan 11, 2020 at 14:46 | comment | added | TonyK | All the risk here is to your girlfriend, not to you. It might ease your (or more likely your girlfriend's) mind to get everything in writing, signed and dated, but I don't see how you can lose out here. | |
| Jan 11, 2020 at 5:06 | comment | added | Bryan Krause | @Aganju Part of that is protection from fair housing lawsuits. If you have a policy that's based on things you can legally base housing decisions on (like a credit score) and follow it, you're in the clear. Once you start allowing exceptions you could be accused of discrimination. Not quite as braindead from that perspective. | |
| Jan 11, 2020 at 3:01 | history | tweeted | twitter.com/StackFinance/status/1215830951256870912 | ||
| Jan 11, 2020 at 2:41 | history | became hot network question | |||
| Jan 10, 2020 at 22:04 | comment | added | Aganju | @RobertLongson , many landlords, especially professional companies, will simply not accept that. Been there, tried it. We offered 12 month rent upfront, they didn't care, literally said: 'you could give us a million in cash, we wouldn't rent to you, because you don't have a credit score'. Silly, but they follow their SOP, no matter how braindead. | |
| Jan 10, 2020 at 21:45 | comment | added | Daniel | In some cases landlords will accept a note from the renter's bank stating that the renter has plenty of money to cover the rent in lieu of a credit or income check. Might be worth asking if they'd be amenable to that. | |
| Jan 10, 2020 at 20:31 | comment | added | RonJohn | I'd be concerned for her if you turn out to be a jerk, or you two break up (or both). | |
| Jan 10, 2020 at 18:46 | comment | added | Hart CO | @RobertLongson If you live in a state that allows withholding rent in certain circumstances (like no hot water for excessive period of time), then it's best not to have prepaid the landlord. | |
| Jan 10, 2020 at 18:43 | answer | added | Hart CO | timeline score: 21 | |
| Jan 10, 2020 at 18:42 | comment | added | Rob | @RobertLongson She said she'd rather I have it than give it to them. | |
| Jan 10, 2020 at 18:40 | comment | added | Robert Longson | Why doesn't she offer the landlord all the money upfront in lieu of proof of income? | |
| Jan 10, 2020 at 18:40 | review | First posts | |||
| Jan 10, 2020 at 23:40 | |||||
| Jan 10, 2020 at 18:37 | history | asked | Rob | CC BY-SA 4.0 |