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A credit report provides an individual's credit history, including their credit score. This tag is to be used for questions related to overall credit report, of which credit score is just one part. Related tags are credit-history.

0 votes

What is the effect of closing an account immediately after it is opened?

When you close an account you lose the available credit limit on that card and that will affect your utilization rate, which is simply your total card balances divided by the total of your credit limi …
Nikita Pancholi's user avatar
1 vote

Are there advantages to getting a "secured" credit card, if you have poor credit?

Secured credit cards are secured by a cash deposit held in a collateral account. Once your secured credit card application is approved, you're required to make a security deposit before you can begin …
Nikita Pancholi's user avatar