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Credit cards are unstructured debt accounts linked to a plastic card that allows the holder to make purchases from retailers that accept the card. Common credit card networks in the U.S. include Visa, MasterCard, Discover, and American Express.

6 votes

5 credit accounts, from $1750 to $4000, all above 90% utilization. Better to pay $500 on all...

I don't have enough reputation in this community to comment yet, so this "answer" is really just a minor furtherance of JoeTaxpayer's comment... THe only thing I might add to this great answer - m …
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