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for questions that relate to all forms of credit.
2
votes
2
answers
150
views
Negative entry in credit report - when does it fall off?
I had a late payment on one of my credit cards back in 2011 when I was in grad school. I paid off the account and closed it in July 2011. … Today I took a look at my Equifax credit report and in addition to the Date of Last Payment, I saw a field named Date Reported, in 2013. …
8
votes
1
answer
428
views
Will "rate shopping" affect my credit score?
I'm thinking of buying a car but I have a low credit score (649). … I have a bank account that I've been using for the past five years so I thought I would apply at that bank first, get a quote and then try a credit union. …