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Results tagged with loans
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user 40014
This tag is a generic tag to be used when asking a question on Loans / lending. If there is a specific question the other related tags like home-loan, student-loans, etc should be used.
2
votes
Pay down the student loan, or buy the car with cash?
To directly answer your question, the best choice is to pay cash and place the rest on your student loan. This is saving you from paying more interest.
To offer some advise, consider purchasing a ch …
- 3,990
3
votes
Student loan repayment plan
You did not indicate how many or how much your individual loans were. If you had a few small loans, I suggest hitting those first. … This will get you more quickly into a position of having less loans to manage payments on. And you will feel like you've made progress. …
- 3,990
1
vote
Do I pay a zero % loan before another to clear both loans faster?
Lastly, pay off the mortgage while making sure you are financially stable in other areas (cash-on-hand, retirement, etc)
Reasoning:
The car loans are very close in value, making it a wash as far as … This is assuming you will pay off both loans well ahead of schedule, making the interest rate negligible in the answer.
Paying off the mortgage last is due to the risk associated with the car loans. …
- 3,990
1
vote
Can I get a housing loan for my father's property?
Can anybody help clarify my understanding of home loans?
A home loan works like other secured debt. …
- 3,990
22
votes
Making a big purchase over $2500. I have the money to cover it. Should I get a loan or just ...
It is going to save you more money in the long run to pay at once with cash. If you take out a loan, you will pay interest on the balance, costing you money.
If you pay off the balance immediately, t …
- 3,990
4
votes
Should I charge my children interest when they borrow money?
Would you expect your parents to charge you interest if you borrowed from them?
Yes, if they said so when the money was borrowed.
No, if there were no terms communicated when the money was borr …
- 3,990
4
votes
What if 40% of the remaining 60% Loan To Value (ratio) is not paid, or the borrower wants to...
Let me summarize your question for you:
"I do not have the down payment that the lender requires for a mortgage. How can I still acquire the mortgage?"
Short answer: Find another lender or find more …
- 3,990
3
votes
Accepted
High credit utilization, some high interest - but credit score not overly bad. How to attack...
You need to pay off the entire balance of 7450 as soon as possible. This should be your primary financial goal at this point above anything else. A basic structure that you can follow is this:
Evalu …
- 3,990