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Results tagged with car-insurance
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user 2998
related to automobile insurance. There is also a generic insurance tag.
11
votes
Accepted
What would I miss out on by self insuring my car?
Convenience, and of course money. In case of an event, you'll have to spend the full worth of money to fix/replace, while if you're insured - you get the insurance to pay for it. It is up to you to de …
- 185k
11
votes
Auto insurance- should I add my girlfriend?
You better consult with a professional insurance agent (face to face, AllState have local agents everywhere), and make sure they show you exactly in the policy where it confirms whatever that is that …
- 185k
3
votes
Is my car insurance trying to pull money out of me?
You should probably talk to a lawyer experienced in such matters, it is really hard to tell from what you described whether there is a problem or not.
Are they trying to put majority of blame on m …
- 185k
10
votes
What's the incentive for an at-fault driver to respond to a third-party claim?
The quote from the lawyer that you're looking at (per your comment) is "If the insured person refuses or fails to cooperate, the company can then deny coverage. While this threat should compel full co …
- 185k
2
votes
When to swap from 50k/100k/50k auto policy to something higher, 100k/300k/50k or more?
Generally you want your coverage to protect all the assets that can be targeted. If you have more assets - you should get more coverage. If the assets are significant, an umbrella policy might be in o …
- 185k
5
votes
Accepted
Do insurance companies pay for court appearance?
This is generally a legal question, and depends on the laws of your state (where you were insured, not where you live now), and the contract (policy) you had with your insurer.
Generally, insurance p …
- 185k
3
votes
Accepted
Insurance quote - Report Moving Violation
I unfortunately was in a similar situation (that was my first and only ticket ever), and when I asked for quote I told the agent that this was a "traffic school" ticket - it didn't affect my rate. Tha …
- 185k
12
votes
Accepted
Weird behavior by car insurance - is this legit?
Question 1: Can insurance companies just take away cars like they implied? They really wanted to know where it was without asking for permission.
Yes, you're giving them the car in return to the mon …
- 185k
3
votes
Method for calculating the wisest amount of liability to purchase for car & home insurance?
In the U.S., liability claims are usually for at most what the person can reasonably pay. The infamous "I'll sue you for everything that you've got!" threat that you hear in the movies and TV shows is …
- 185k
5
votes
Accepted
Do you need to have insurance on an unused car?
Mandatory insurance is required for registration. But the requirements are for liability insurance. You may submit affidavit of non-use and will not be required to have insurance (at least that's how …
- 185k