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Credit cards are unstructured debt accounts linked to a plastic card that allows the holder to make purchases from retailers that accept the card. Common credit card networks in the U.S. include Visa, MasterCard, Discover, and American Express.
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How can I judge loan availability?
Your credit rating will rise once the loan is repaid or paid regularly (in time).
It will not get back to normal instantly. If the property is dead weight you may want to sell it so your credit score …