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2 votes

What is the preferred way to finance home improvements when preparing to sell your house?

The rate is low, and you can pay in back in full after moving into the new house. …
JTP - Apologise to Monica's user avatar
7 votes

Am I financially ready to move out with my boyfriend?

You both earn $65,000, $5417/mo. A well written mortgage would allow 28% to cover the mortgage, property tax and insurance. From $1517, let's assume $1100, just to get an idea of what size mortgage yo …
JTP - Apologise to Monica's user avatar
6 votes

Moving back to India in a few years. Should I keep my savings account in the U.S. or in India?

There's a concept called interest rate parity, which sort of says that you cannot profit on the difference in interest rates. This difference accounts for the predicted movement in exchange rates as w …
JTP - Apologise to Monica's user avatar
12 votes

Should I remodel or buy a bigger house?

After a 6% commission to sell, you have $80K in equity. 20% down on a $400K house. 5% down will likely cost you PMI, and I don't know that you'll ever see a 3.14% rate. The realtor may very well ha …
JTP - Apologise to Monica's user avatar