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A credit score is a weighted number computed to determine your credit worthiness, and is relevant when arranging for credit or a loan. This tag is to be used for questions related to understanding how things would impact your credit score. Related tags are credit-history, credit-rating and credit-report.
6
votes
Is there value in using a credit card for the sake of using it?
For buying online and such, a credit card has better protection than a debit card. If you run into any problems, you can dispute the charges. Worst case scenario, you can simply refuse to pay, but mos …
2
votes
Relocated to USA. How to get credit card without existing credit history / score?
My local bank (on which I had had my pay direct-deposited for a while when I applied) rejected me for a credit card, but a major national institution accepted me after an online application. I had exp …