Although you are tech savvy and know how to avoid online risks online, keep these few things in mind.
Use a reliable updated anti-virus and anti-malware software program in your laptop and mobile phone.Using malware is increasingly used to steal financial information. There are several ways that malware can infiltrate a computer.Once on the computer, it can hijack banking and financial information.
Be cautious with unsecured Wi-Fi connections. We all have multiple devices so that we can access the internet no matter where we are. However, it is not safe to use an unsecured network to visit some sites, especially sites that provide financial services.
Be careful what you share over social media websites. A consumer who does not know any better may put up too much personal information on social media sites like Facebook, LinkedIn or Twitter. By setting your privacy settings at the highest possible level and not sharing identifying information like birth dates or your mother’s maiden name you can protect yourself.
Sign up with an identity theft protection company. There are companies like Credit Sesame that offer free ID protection and a free credit score; and there are companies like LifeLock that provides protection for a fee. While these do not guarantee you will never get your ID stolen, they do offer a secure level of protection and reduce the chances that you will fall victim.
You also need to be aware of these few tricks that hackers use to stole your identity. http://www.elitepersonalfinance.com/6-crazy-but-obvious-ways-yours-identity-can-get-stolen