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My home loan had been approved. But the seller has joint account with his wife. The cancelled cheque he provided had a name like

<his-first-name> and <wife's first name> <sirname>

Thus the bank prepared disbursement cheque with the same name. Now the seller says that it will cause a problem for taxation and even though the account is joint account, the property was on his own name. So the disbursement cheque should bear his name only. Now I have some doubts:

1. Can I prepare cheque with single persons name when the account is a joint account?

2. What a bank ideally should have done? Prepared check according to the property aggrement, that is single person name or according to cancelled cheque (names of both account holder)?

3. Is it possible to get new cheque with single name when one cheque is already prepared?

My home loan had been approved. But the seller has joint account with his wife. The cancelled cheque he provided had a name like

<his-first-name> and <wife's first name> <surname>

Thus the bank prepared disbursement cheque with the same name. Now the seller says that it will cause a problem for taxation and even though the account is joint account, the property was on his own name. So the disbursement cheque should bear his name only. Now I have some doubts:

1. Can I prepare cheque with single persons name when the account is a joint account?

2. What a bank ideally should have done? Prepared check according to the property agreement, that is single person name or according to cancelled cheque (names of both account holder)?

3. Is it possible to get new cheque with single name when one cheque is already prepared?

My home loan is passed. But the seller has joint account with his wife. The cancelled cheque he provided had a name like

<his-first-name> and <wife's first name> <sirname>

Thus the bank prepared disbursement cheque with the same name. Now the seller says that it will cause a problem for taxation and even though the account is joint account, the property was on his own name. So the disbursement cheque should bear his name only. Now I have some doubts:

1. Can I prepare cheque with single persons name when the account is a joint account?

2. What a bank ideally should have done? Prepared check according to the property aggrement, that is single person name or according to cancelled cheque (names of both account holder)?

3. Is it possible to get new cheque with single name when one cheque is already prepared?

My home loan had been approved. But the seller has joint account with his wife. The cancelled cheque he provided had a name like

<his-first-name> and <wife's first name> <sirname>

Thus the bank prepared disbursement cheque with the same name. Now the seller says that it will cause a problem for taxation and even though the account is joint account, the property was on his own name. So the disbursement cheque should bear his name only. Now I have some doubts:

1. Can I prepare cheque with single persons name when the account is a joint account?

2. What a bank ideally should have done? Prepared check according to the property aggrement, that is single person name or according to cancelled cheque (names of both account holder)?

3. Is it possible to get new cheque with single name when one cheque is already prepared?