I'd like to move to a new home and would like to finance it via a loan. My current home is worth ~$285,000 according to internet and my current home loan balance is ~$100K.

My financial situation is the following: I am 55 yo; retired; net wealth ~= $2MM (including ~$200K in savings, ~1.75MM in investments, and other assets like house & car); yearly investment income ~= $25K a year; no significant or unusual liabilities; and an 800+ credit score.

Is it reasonable to expect I would qualify for a loan with typically favorable terms (e.g. no points, better/best available going rates, etc.) with most lenders? My primary concern is being dinged for not having an actual job-related income at my age, and I'd rather not apply if it is unlikely to be approved as it tends to decrease ones credit score.