No, not correct.

First, beating inflation would already be an accomplishment - or do you know another way to do it?

Second, typical long term average is about 10%, not 7%.

Third, if you go with ETF funds instead of buying and selling shares directly, your fees are below 0.1% (otherwise, change the company), and there are no commissions to pay.

Fourth, taxes are applied to net gains, not to the initial differences. In your example, you paid the fees and commissions from taxed money, that is incorrect.

With this, your 100000 become 110000 in one year, minus 0.1% fee = 109900. if you take the 9900 out after a full year, you pay only 15% taxes, so you have 8415$ left.

That‘s a lot more than inflation; and it gets much better if you don‘t take it out, because you only pay taxes when you take it out, and if you leave it in, the ‚taxes‘ produce further income in future years before you pay them.

No, not correct.

First, beating inflation would already be an accomplishment - or do you know another way to do it?

Second, typical long term average is about 10%, not 7%.

Third, if you go with ETF funds instead of buying and selling shares directly, your fees are below 0.1% (otherwise, change the company), and there are no commissions to pay.

Fourth, taxes are applied to net gains, not to the initial differences. In your example, you paid the fees and commissions from taxed money, that is incorrect.

With this, your 100000 become 110000 in one year, minus 0.1% fee = 109900. if you take the 9900 out after a full year, you pay only 15% taxes, so you have 8415$ left.

That‘s a lot more than inflation; and it gets much better if you don‘t take it out, because you only pay taxes when you take it out, and if you leave it in, the ‘taxes‘ produce further income in future years before you pay them.

No, not correct.

First, beating inflation would already be an accomplishment - or do you know another way to do it?

Second, typical long term average is about 10%, not 7.

Third, if you go with ETF funds instead of buying and selling shares directly, your fees are below 0.1% (otherwise, change the company), and there are no commissions to pay.

Fourth, taxes are applied to net gains, not to the initial differences. In your example, you paid the fees and commissions from taxed money, that is incorrect.

With this, your 100000 become 110000 in one year, minus 0.1% fee = 109900. if you take the 9900 out after a full year, you pay only 15% taxes, so you have 8250$ left.

That‘s a lot more than inflation; and it gets much better if you don‘t take it out, because you only pay taxes when you take it out, and if you leave it in, the ‚taxes‘ produce further income in future years before you pay them.

No, not correct.

First, beating inflation would already be an accomplishment - or do you know another way to do it?

Second, typical long term average is about 10%, not 7%.

Third, if you go with ETF funds instead of buying and selling shares directly, your fees are below 0.1% (otherwise, change the company), and there are no commissions to pay.

Fourth, taxes are applied to net gains, not to the initial differences. In your example, you paid the fees and commissions from taxed money, that is incorrect.

With this, your 100000 become 110000 in one year, minus 0.1% fee = 109900. if you take the 9900 out after a full year, you pay only 15% taxes, so you have 8415$ left.

That‘s a lot more than inflation; and it gets much better if you don‘t take it out, because you only pay taxes when you take it out, and if you leave it in, the ‚taxes‘ produce further income in future years before you pay them.