Timeline for Comparing retirement plans (specifically a 403b and a TSP)
Current License: CC BY-SA 3.0
5 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Feb 15, 2018 at 20:31 | vote | accept | StrongBad | ||
| Feb 1, 2018 at 18:33 | history | edited | farnsy | CC BY-SA 3.0 |
added 5 characters in body
|
| Feb 1, 2018 at 18:28 | comment | added | farnsy | Yes. This can be compared to the "expense ratio" for funds in your 403(b). In the 403(b), "net expense ratio" means what they charged last year and "gross expense ratio" means what they are contractually permitted to charge. There are only like a couple of funds out there that have fees below 3.8 basis points unless your employer has a very special contract with them. The TSP is managing funds at or below cost. Of course, the TSP has no special funds like real estate, inflation protected, emerging markets, or sector funds. But those aren't the bulk of your portfolio, generally. | |
| Feb 1, 2018 at 18:25 | comment | added | StrongBad | Thank you for the rewording. I edited the question to include that summary. The 3.8 basis points is the "Net Administrative Expenses" from the link you provide? | |
| Feb 1, 2018 at 18:20 | history | answered | farnsy | CC BY-SA 3.0 |