For most people the answer is a strong No, you should not pay more than the minimum repayments.

UK student loans are a special type of debt with two big differences to a normal loan:

• You are not required to make repayments while your earnings are low.
• Most students will never repay their loan in full, instead the government will write off the remainder of their loans.

The exception to this is if you expect your career earnings to be high enough that you will repay the loan in full before it is written off. In this case it may be in your interest to make early repayments.

Money Saving Expert has good resources for UK student loans: http://www.moneysavingexpert.com/students/student-loans-repay http://www.moneysavingexpert.com/students/student-loans-tuition-fees-changes

For most people the answer is a strong No, you should not pay more than the minimum repayments.

UK student loans are a special type of debt with two big differences to a normal loan:

• You are not required to make repayments while your earnings are low.
• Many students will never repay their loan in full, instead the government will write off the remainder of their loans (typically 30 years after graduation).

Any overpayments you make will reduce your balance, but if the balance of the your loan is going to be written off anyway, then it doesn't matter to you what that balance is.

If you expect your career earnings to be high enough that you will repay the loan in full before it is written off then may be in your interest to make early repayments, but even then you will want to consider whether you have better uses for your money, e.g. paying off other debt or putting a deposit on a property.

Money Saving Expert has good resources for UK student loans: http://www.moneysavingexpert.com/students/student-loans-repay http://www.moneysavingexpert.com/students/student-loans-tuition-fees-changes