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May 18, 2020 at 23:32 comment added finance Profiting off people's misfortune. Disgusting industry, but that's how the bankers work. Usury at its finest.
May 3, 2017 at 17:36 comment added CQM @jpaugh which is also true on the loans they issue at 3%, shrug.
May 3, 2017 at 16:36 comment added jpaugh "they only need you to 'slip up' one month [...] to make a profit" You are asserting that they have no operating costs for offering you credit. In fact, as long as you don't slip up, they're operating your account at a (perhaps small) loss, and may not ever recoup the costs, at least not from you.
May 2, 2017 at 17:52 history answered CQM CC BY-SA 3.0