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JamesD
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I'm not an accountant, but it's when the interest was paid into your account that's matters as it is then income. I.e. if the interest was received during the 2016/2017 tax year then that is when it's liable for income tax in that year.

It's not accounted for pro-rata. So on the 660 income you use the whole of the 500 saving allowance and then the next 160 is at 40% tax.

Welcome to the world of investing, this is how income from dividend and interest payments for peer to peer related investment is handled as well.

I'm not an accountant, but it's when the interest was paid into your account that's matters as it is then income. I.e. if the interest was received during the 2016/2017 tax year then that is when it's liable for income tax.

It's not accounted for pro-rata. So on the 660 income you use the whole of the 500 saving allowance and then the next 160 is at 40% tax.

Welcome to the world of investing.

I'm not an accountant, but it's when the interest was paid into your account that's matters as it is then income. I.e. if the interest was received during the 2016/2017 tax year then that is when it's liable for income tax in that year.

It's not accounted for pro-rata. So on the 660 income you use the whole of the 500 saving allowance and then the next 160 is at 40% tax.

Welcome to the world of investing, this is how income from dividend and interest payments for peer to peer related investment is handled as well.

Source Link
JamesD
  • 258
  • 1
  • 7

I'm not an accountant, but it's when the interest was paid into your account that's matters as it is then income. I.e. if the interest was received during the 2016/2017 tax year then that is when it's liable for income tax.

It's not accounted for pro-rata. So on the 660 income you use the whole of the 500 saving allowance and then the next 160 is at 40% tax.

Welcome to the world of investing.