Timeline for Different card for each budget category
Current License: CC BY-SA 3.0
10 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Apr 6, 2017 at 23:30 | comment | added | B. Szonye | (In short, they are not a high-pressure sales organization, they’re a small developer devoted to helping people learn how to budget, and making living by doing that. It comes through pretty clearly in all of their educational and promotional material.) | |
| Apr 6, 2017 at 23:27 | comment | added | B. Szonye | One of the most helpful things about YNAB is that they have extensive tutorial and coaching resources, which are all entirely free. You can peruse all of their docs and videos and learn how to budget, and then if their method seems helpful, you can trial their software tools that support the method. The trial lasts 34 days, which is just long enough to do one full budget-spend-and-rebudget cycle, to see whether the software works for you too. If not, there’s no particular pressure to buy in, and they will even re-start the trial for you if you want to try again later. | |
| Apr 6, 2017 at 15:56 | comment | added | Michael | @JacobJones I don't think you understood my comment at all. I wasn't suggesting reusing the free trial every month. | |
| Apr 6, 2017 at 15:24 | comment | added | Jacob | @Michael to avoid setting EVERYTHING up again. I have 4 bank/investment accounts importing, and all my budget categories just how I want them. It's worth $50 to not have to set that up again every month. Trial periods are just like being able to try on a piece of clothing in a store. You can see if it works for you before committing money. | |
| Apr 6, 2017 at 10:04 | comment | added | Michael | @JacobJones I'm wary of any site which charges a subscription and offers a free trial period. I feel like often the tendency will be for them to make you feel "locked in". If you can fully utilise the site in the trial period, why would anyone pay? | |
| Apr 6, 2017 at 1:14 | comment | added | B. Szonye | @Nacht I understand the point of the question, but I saw it as an XY problem. The budget method I’m familiar with recognizes the temptation of having separate physical accounts for every budget category, and warns that it only causes more problems, making your finances more difficult. I personally had a lot more success by reducing the number of accounts I need to manage, and then developing better habits for keeping those few accounts reconciled. | |
| Apr 6, 2017 at 0:33 | comment | added | Jacob | @Michael You can try it free for a little over a month. Well worth it, in my opinion. It also has a bank rec feature, which helps you make sure you're not missing transactions. | |
| Apr 5, 2017 at 13:06 | comment | added | Michael | I find it a little counter intuitive that someone looking to save money would as their first step spend $50 on a subscription to website. But actually that's probably an amazing business model. We'll target the lazy rich! | |
| Apr 5, 2017 at 5:12 | comment | added | Nacht | I think you've missed the point of my question. I want to know if there are any banks that provide you with tools of managing your budget. I feel like this would be preferable than trusting third parties with your finances, or having systems that don't integrate with your bank account. | |
| Apr 5, 2017 at 2:42 | history | answered | B. Szonye | CC BY-SA 3.0 |