Timeline for Can I use a balance transfer offer to pay off someone else's credit card debt?
Current License: CC BY-SA 3.0
5 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Feb 5 at 14:10 | vote | accept | MackM | ||
| Nov 23, 2016 at 21:31 | comment | added | JTP - Apologise to Monica♦ | Mack - welcome to Money.SE. I answered a question once, OP asking about a hardship withdrawal from his 401(k) vs taking a loan. He specifically said these were his only two choices, and I gave a great answer with math supporting the loan. Another member voted down, and said the 401(k) loan is never appropriate and offered the advice OP requested that we not. I hope this works out for you. | |
| Nov 23, 2016 at 19:55 | comment | added | Pete B. | It was not my intent to judge the person holding the debt. When speaking from the credit card company's perspective they can only go against historical data as they would likely have no information on the "target" as they are not applying for credit. | |
| Nov 23, 2016 at 19:29 | comment | added | MackM | I appreciate the advice in this answer, though it includes baseless and unproductive judgements towards the debtor. Sometimes life circumstances change dramatically, and sometimes accepting credit card debt is sadly the best of several bad options. That does not mean they are necessarily irresponsible with money or without the integrity to pay on their promises. | |
| Nov 23, 2016 at 19:10 | history | answered | Pete B. | CC BY-SA 3.0 |