Timeline for If I let a friend drive my car for a day should I tell my insurance company?
Current License: CC BY-SA 3.0
13 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Sep 29, 2016 at 18:00 | comment | added | Xalorous | US drivers are required to have liability insurance in most states. Level varies by state. If you come from a no liability insurance required state, and you have no liability insurance, and you have an accident, then you get to pay all costs you are liable for yourself There's no law broken here by not having insurance, even if the accident occurs in another state where insurance is required. BUT you're still liable. | |
| Sep 29, 2016 at 14:40 | comment | added | Lightness Races in Orbit | @Joe: I'm supposing that the commenters didn't all perform a forensic analysis of the OP's profile beforehand. I cannot dispute that this is merely an assumption. Have a nice day! | |
| Sep 29, 2016 at 14:10 | comment | added | Joe | And - @LightnessRacesinOrbit - a quick check of the OP's profile would show they've posted 22 other united-states questions beyond this one. So I think it's entirely unreasonable for you, in this situation, to blame any of us for assuming USA. | |
| Sep 29, 2016 at 14:09 | comment | added | Joe | If a question isn't sufficiently specific, ask for and wait for clarification. FGITW isn't a good reason to post an answer that's not necessarily relevant. | |
| Sep 29, 2016 at 13:52 | comment | added | gnasher729 | I have seen insurances covering driving other people's cars. | |
| Sep 29, 2016 at 11:19 | comment | added | Lightness Races in Orbit | @MikeScott: Sadly many users of SE assume USA unless otherwise stated (because only Americans speak English, right?! or have electricity lol). So that's what you're seeing here. | |
| Sep 28, 2016 at 18:33 | comment | added | Mike Scott | @user662852 The question did not specify US at the time I answered it. Lots of countries have states, and the questioner could have been in Australia or Mexico or one of many others. | |
| Sep 28, 2016 at 18:26 | comment | added | user662852 | Care to cite at least one US jurisdiction where letting a friend (with a current driver's license, and not drunk) drive your car is a criminal offence? | |
| Sep 28, 2016 at 14:59 | comment | added | Nate Eldredge | I don't think this is necessarily true. I would have to double check my policy to be certain, but I am pretty sure it says that other people driving my car with my permission are automatically covered, provided they have a valid license, etc, and that the use is only occasional, and with a few other exceptions. I don't think this is unusual for car insurance policies in the US. | |
| Sep 28, 2016 at 14:58 | comment | added | Mike Scott | But does their insurance cover them to drive other vehicles? | |
| Sep 28, 2016 at 14:57 | history | edited | Mike Scott | CC BY-SA 3.0 |
added 9 characters in body
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| Sep 28, 2016 at 14:57 | comment | added | neubert | My friend does have insurance for their own vehicle - just not mine. | |
| Sep 28, 2016 at 14:53 | history | answered | Mike Scott | CC BY-SA 3.0 |