Timeline for Is it safe to use credit Karma?
Current License: CC BY-SA 3.0
4 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Oct 7, 2015 at 7:40 | comment | added | Verdant | The only score that matters in lending (mortgage, credit, etc.) is FICO. Experian, Equifax, and TransUnion use their own proprietary versions of these that banks and lenders reference when extending credit. Credit Karma, due either to its proprietary algorithm using different criteria, or an incomplete score factor aggregator to gather my info in order to generate a FICO, never generates a score that has remotely matched the above mentioned FICO scores. In any case, it's not worth tracking every month and I just do so once a year. | |
| Oct 7, 2015 at 2:38 | comment | added | JTP - Apologise to Monica♦ | Can you be more specific? The last time I pulled the real scores, they had a low/high range of 17, and Credit Karma was right in the middle. | |
| Oct 6, 2015 at 22:58 | review | Late answers | |||
| Oct 7, 2015 at 2:38 | |||||
| Oct 6, 2015 at 22:42 | history | answered | Verdant | CC BY-SA 3.0 |