Timeline for Tenant wants to pay rent with EFT
Current License: CC BY-SA 3.0
11 events
| when toggle format | what | by | license | comment | |
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| Jan 20, 2017 at 21:18 | comment | added | iheanyi | You don't need to phish anything. A name, routing number, and account number is enough to create a check. So, make one in paint or your favorite application, print it, write in the amount, sign, date, and mobile deposit. Note, some mobile deposit OCR require you to use specific font for checks, so you'd need to take the addition step of buying the font or using a free online service to render the check. | |
| Aug 13, 2015 at 15:39 | comment | added | user2989297 | That doesnt mean some under-trained idiot cant be duped into erroniously giving out information "My name is John Smith. My account number is 1234567890. Is that the account linked to ssn 123-45-6789?". "No sir, the ssn on that account is 234-56-7890". "Thanks" click, recall, now with the SSN to clear the verification step and go into a wire transfer transaction (never should happen, but has happened before.) OP wasnt asking for what normally and rationally happens. He was asking about the what the unlikely situation is that his information is at risk. | |
| Aug 13, 2015 at 15:34 | comment | added | user2989297 | The only difference between my experience and your experience is that id replace your use of "never" with "almost never". A lot of the points I raise go back to 2005 or earlier, where phone banking wasnt nearly as well regulated and most vulnerabilities were related banks trying to factor in handling online banking. When you call, generally its name, date of birth, and last 4 of social security. As you go into the conversation, more and more verification is needed. If the phone teller follows the guidelines, noone is stealing your identity. | |
| Aug 12, 2015 at 21:53 | comment | added | Victor | @user2989297 - gee, security in US banks musk be almost non-existent. In Australia we need to provide name, date of birth, address, security password (as a minimum), sometimes they even ask what the latest balance on the account was. Most business and private individuals here give out their account details for payments all the time, and I have never heard of anyone having their money ripped off. | |
| Aug 11, 2015 at 22:27 | comment | added | user2989297 | Yup, you can get phished without ever having contact with anyone, because someone who has your sensitive information can give it up. I need to find a video I saw once. Dude calls a bank with a name and a phone number. Walks away with account numbers, ssn, addresses... the whole nine yards. | |
| Aug 11, 2015 at 22:02 | comment | added | Tim Sparkles | Paypal business practices have been shady for closer to 15 years. | |
| Aug 11, 2015 at 20:55 | comment | added | Engineer Toast | I didn't consider phishing attacks. However, considering that I already have his SSN, credit history, and authorization to perform a background check, he's a lot more vulnerable to me than I am to him (for now). | |
| S Aug 10, 2015 at 17:36 | history | suggested | Canadian Luke | CC BY-SA 3.0 |
Minor spelling, rewording
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| Aug 10, 2015 at 17:29 | review | Suggested edits | |||
| S Aug 10, 2015 at 17:36 | |||||
| Aug 10, 2015 at 17:12 | review | First posts | |||
| Aug 10, 2015 at 17:35 | |||||
| Aug 10, 2015 at 17:08 | history | answered | user2989297 | CC BY-SA 3.0 |