Timeline for Are Roth 401(k) after-tax contributions at a disadvantage for maximizing employer match money?
Current License: CC BY-SA 3.0
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| May 28, 2015 at 22:16 | comment | added | NL - SE listen to your users | If you assume the cost is higher to achieve the 5% match, you're right, because you are paying in after-tax dollars. You are compensated for those additional dollars by not paying taxes on that money when you withdraw it at retirement. You do not have the option to pay the extra taxes now for the employer match. Tough luck, but hardly a new disadvantage. | |
| May 28, 2015 at 20:48 | comment | added | wired_in | I'm fine with them treating the employer contribution as pre-tax, but the amount you actually get from the employer is less with a Roth 401(k) vs. a Traditional. That's a negative for Roth 401(k)'s but I don't see this explained anywhere. | |
| May 28, 2015 at 20:44 | history | answered | NL - SE listen to your users | CC BY-SA 3.0 |