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May 3, 2015 at 1:41 comment added keshlam Outside of that quibble, the rest of the answer seems accurate. (It is certainly possible for a store to issue a refund to a card, at least in the us and for the cards I'm familiar with. There may be restrictions on that which would keep it from being used for other kinds of credit; that will depend in part on the details of PayPal's specific agreements with the card processing systems and in part on what your bank has authorized or can authorize.)
Apr 2, 2015 at 7:58 comment added littleadv Not true because it is not an option in many places. Don't assume that what works in your country works the same everywhere else.
Apr 2, 2015 at 7:57 comment added base64 Not true because of what? Restriction? No access to bank tellers or online banking?
Apr 2, 2015 at 7:52 comment added littleadv "Anyone could deposit money to a Credit Card acccount." - most certainly not true.
Apr 2, 2015 at 7:50 history answered base64 CC BY-SA 3.0