Timeline for Pre-tax 401k and post-tax Roth 401k contributions commingled into same account? Tax treatment of withdrawals?
Current License: CC BY-SA 3.0
6 events
| when toggle format | what | by | license | comment | |
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| Jan 17, 2013 at 23:26 | comment | added | Tim Whitcomb | I agree that this is screwy, but the inability to have separate allocation decisions between the regular and Roth accounts describes precisely how the TSP is currently set up (and also the proportional withdrawal from both the regular and Roth TSP when you go to take a distribution). This is their first iteration at the Roth, so hopefully that will change. | |
| Jan 16, 2013 at 18:53 | comment | added | Jay | There may be tracking in separate accounts underneath, because they do show "balance" broken out by pre-tax, match and post-tax on a statement (when I generate a statement). Looking at current value/investments, it's all lumped together... (which i mentioned in littleadv answer comment.) | |
| Jan 16, 2013 at 18:49 | comment | added | Jay | There is only one choice for contributions, rebalance/transfer... it applies to the whole balance/contribution, can't choose pre or post tax contributions | |
| Jan 16, 2013 at 18:44 | comment | added | JTP - Apologise to Monica♦ | @littleadv - by choice or lack of options otherwise? i.e. Can you request different investments for each side? | |
| Jan 16, 2013 at 18:43 | comment | added | littleadv | My 401k is set up similarly to the OP's - it all pours down to the same investments. | |
| Jan 16, 2013 at 18:29 | history | answered | JTP - Apologise to Monica♦ | CC BY-SA 3.0 |