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Sep 2, 2014 at 23:35 history edited Pops CC BY-SA 3.0
removing direct links at target's request
Jan 18, 2013 at 19:04 vote accept kacalapy
Dec 4, 2012 at 0:30 history edited MrChrister CC BY-SA 3.0
Good point about paying non-reporting entities
Dec 4, 2012 at 0:11 comment added MrChrister @JoeTaxpayer - don't the collection agencies themselves report? This is a great point you are making.
Dec 4, 2012 at 0:11 comment added JTP - Apologise to Monica Often, by the time it's gone to collection, the original company you owed has given up. The collection agencies buy paper by the pound, and hope to collect what they can. Often, hey have no ability to go back and fix anything on the report. Be very careful.
Dec 3, 2012 at 21:30 comment added Mark I recommend reviewing your credit multiple times a year. Use the site mentioned above (annualcreditreport.com), but do each company at different times in the year. E.g. TransUnion in December, Equifax in April, etc.
Dec 3, 2012 at 20:53 comment added MrChrister I don't know that you NEED it, but a secured card is your answer. Start with a credit union if you can. money.stackexchange.com/questions/873/…
Dec 3, 2012 at 18:55 history answered MrChrister CC BY-SA 3.0