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Dheer
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You can be a co-borrower on the property that your father owns. Some Banks require that you also be part owner of the property, some banks do not require this.

You can take a home loan for a new property, normally Banks will ask you of all your current loans [auto/other home/personal/ etc] to determine the amount they will be ready to lend.

Edit:
The first loan I believe your father already has a property in his name ... your father can apply for Loan against property ... if he does not have sufficient income, then you can guarantee the loan [ie co-sign on the loan, some banks allow this ... however there is no tax benefit on this loan] .

The second is the Home Loan for the balance amount that you would get it …

Both the loans can be taken from the same Bank, there would be a overall cap as to the amount of loan a Bank would give depending on your income, further the finance for this house will only be to the extent of 80% of the value.

You can be a co-borrower on the property that your father owns. Some Banks require that you also be part owner of the property, some banks do not require this.

You can take a home loan for a new property, normally Banks will ask you of all your current loans [auto/other home/personal/ etc] to determine the amount they will be ready to lend.

You can be a co-borrower on the property that your father owns. Some Banks require that you also be part owner of the property, some banks do not require this.

You can take a home loan for a new property, normally Banks will ask you of all your current loans [auto/other home/personal/ etc] to determine the amount they will be ready to lend.

Edit:
The first loan I believe your father already has a property in his name ... your father can apply for Loan against property ... if he does not have sufficient income, then you can guarantee the loan [ie co-sign on the loan, some banks allow this ... however there is no tax benefit on this loan] .

The second is the Home Loan for the balance amount that you would get it …

Both the loans can be taken from the same Bank, there would be a overall cap as to the amount of loan a Bank would give depending on your income, further the finance for this house will only be to the extent of 80% of the value.

Source Link
Dheer
  • 57.2k
  • 18
  • 89
  • 170

You can be a co-borrower on the property that your father owns. Some Banks require that you also be part owner of the property, some banks do not require this.

You can take a home loan for a new property, normally Banks will ask you of all your current loans [auto/other home/personal/ etc] to determine the amount they will be ready to lend.