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Oct 25 at 21:29 comment added Rich Lysakowski PhD Good answer! An FSA is a "use it or lose it" kind of thing. You can only roll over $300, as you said, the rest will be forfeited if you don't use it throughout the year. How much you actually need to use is up to you.
Oct 24 at 20:57 history answered littleadv CC BY-SA 4.0