Timeline for Can I dispute a credit card charge for a hacked Vanilla Visa Gift Card?
Current License: CC BY-SA 4.0
10 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Jan 12 at 21:23 | comment | added | littleadv | Here's the actual policy, if you care to read it: assets.ctfassets.net/ipocadpk9uyx/4wAj8zhjfZ8JqkyDFkG9wE/… | |
| Jan 12 at 21:07 | comment | added | littleadv | I'm not arguing, I agree with you that we disagree on the interpretation of that sentence. You can convince me, if you want, by showing the actual policy that would enumerate the exceptions and showing the OP falls into one of them. The fact that instead you're trying to attack me personally shows to me that you have nothing in the policy to substantiate your stance on. That's all. While my tendril of evidence may be slight - you have provided none to support your position other than ad-hominem attack against me. | |
| Jan 12 at 20:17 | comment | added | littleadv | Oh, I take your word that you're disagreeing, I just don't think you're reading it right. But that's OK, I'm used to people not being able to understand simple sentences. It says "certain commercial cards and anonymous cards", if it would mean that not all anonymous cards are included it would have said "certain commercial cards and certain anonymous cards" or "certain commercial and anonymous cards", but that's ok if you disagree, free country. Doesn't make you right, just entertaining | |
| Jan 12 at 19:20 | comment | added | Harper - Reinstate Monica | @littleadv Certain refers to "commercial" wrong, certain applies to both. If it meant all, it would say "certain commercial card and ALL anonymous prepaid..." If you're not sure what I'm disagreeing with, then just take my word for it. | |
| Jan 11 at 0:44 | comment | added | littleadv | Certain refers to "commercial", I'm not sure what is it that you're disagreeing with but feel free to cite the policy itself and not just the title. Even if we assume that you're trying to claim that some anonymous cards are covered - no evidence that the OP's cards are in that group, so I will give you your own argument to deal with. | |
| Jan 11 at 0:15 | comment | added | Harper - Reinstate Monica | @littleadv I don't agree with that interpretation, you've failed to highlight the word "certain" and it should be highlighted IMO. No evidence that OP's gift card is among the certain ones. Chicago Manual of Style/Oxford comma strikes again! | |
| Jan 9 at 23:40 | comment | added | Ellie K | @littleadv is correct. A VISA gift card has a different liability policy than a card issued to an individual or corporation. Also, OP didn't say whether these cards were purchased on a corporate or individual account so the $50 consumer liability limit is of unclear relevance. | |
| Jan 9 at 21:45 | comment | added | Joshua | Ah the unfortunate point of OP being an edge case of the question. Federal law limits the consumer liability to $50; however that won't apply to a corporate card. | |
| Jan 9 at 21:29 | comment | added | littleadv | That's nice. Wrong, but nice. From the link you provided: Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa | |
| Jan 9 at 18:18 | history | answered | Harper - Reinstate Monica | CC BY-SA 4.0 |