Timeline for How to determine what would be considered a good rate for 4-52 week Treasury bills?
Current License: CC BY-SA 4.0
7 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Jan 20, 2023 at 21:58 | comment | added | RonJohn | @juhist if you’re holding actual bonds with the purpose of holding until maturity, then for you the bonds have maintained their value. (And this is why I think bond funds are not wise.) | |
| Dec 10, 2022 at 23:40 | vote | accept | John H. | ||
| Dec 10, 2022 at 18:45 | comment | added | keshlam | Look up the mix of a typical "total bond market" index fund; that makes up 25.5% of my portfolio. Large cap 37%, small cap 6.5%, international 23%, REIT 6%. I AM NOT RECOMMENDING THIS MIXTURE; IT IS WHAT SUITS MY TIME HORIZONS AND MY RISK TOLERANCE AND MY RESOURCES AND MY GOALS AND MY INTEREST LEVEL, and you should be making decisions based upon your own needs with advice from folks who have the tools to evaluate the trade-offs and predict probability spreads. | |
| Dec 10, 2022 at 18:34 | comment | added | juhist | Well ok, very short bonds could be useful to give a more stable portfolio, though. 10-year bonds, not so. | |
| Dec 10, 2022 at 18:33 | comment | added | juhist | Well by buying government bonds at a time when rates are low, is a sure way to have both your bond portfolio and stock portfolio value decrease rapidly, at the same time, like we now observed. Bonds didn't help a single bit to maintain portfolio value. They will help in the future when interest rates will become normal again, though. | |
| Dec 10, 2022 at 15:38 | comment | added | keshlam | Agree with most of the observations, not necessarily with the conclusion. All the standard investing advice will recommend a mixture of stocks and bonds; the bonds won't produce as much income, but they buffer you against the times (like now) when the stock market is down, and extensive monte-carlo simulation suggests that this is important. | |
| Dec 10, 2022 at 8:58 | history | answered | juhist | CC BY-SA 4.0 |