Timeline for Can I take out a loan and pay it back immediately to avoid interest?
Current License: CC BY-SA 4.0
11 events
| when toggle format | what | by | license | comment | |
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| Sep 10, 2021 at 18:36 | comment | added | WoJ | @user662852: I am just genuinely surprised that such harassment by a company is possible. I cannot imagine someone here coming and not wanting to leave after a "no thank you". It would be really weird. Again, this is probably just a cultural difference. | |
| Sep 10, 2021 at 17:37 | comment | added | user662852 | I've edited my answer to remove extraneous flavor text | |
| Sep 10, 2021 at 17:36 | history | edited | user662852 | CC BY-SA 4.0 |
Removal of extraneous explanation that's drawing comments
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| Sep 10, 2021 at 17:32 | comment | added | PC Luddite | @user662852 in my experience, 911 has a faster response time than trying to cancel a service from a company, but I suppose your results may vary. Also, simply threatening to call the police is usually sufficient to scare off a hostile salesperson | |
| Sep 10, 2021 at 15:24 | comment | added | user662852 | @BorisBukh A two minute call to the company the next day was for sure less time and effort on my part than the alternative of making a 911 call and waiting for a response. | |
| Sep 10, 2021 at 15:23 | comment | added | user662852 | @WoJ My goal was summarizing a several-years-old interaction (I don't recall exactly what I said) where I made use of the tagged state, Pennsylvania's statutory provided right of rescission, related to the topic of the question. I'm not particularly interested in escalating to the state monopoly on violence where there is no risk of bodily harm. You might feel otherwise. | |
| Sep 10, 2021 at 15:22 | comment | added | Boris Bukh | I am in the US, and am also surprised. If a company engages in such an intrusive practice, it might be take a non-trivial amount of effort to actually exercise the rescission right. Calling/threatening to call police seems more efficient. | |
| Sep 10, 2021 at 15:13 | comment | added | WoJ | I exercised this with a door to door privatized electricity seller who would not leave. Literally would not leave from your house? I am not in the US but I thought that you had pretty strong property trespassing laws (stringer than ours in France at least, and we can certainly call the police if someone does not want to leave) | |
| Sep 10, 2021 at 9:00 | comment | added | epa095 | The seller got his provision, you got peace, and the cycle continues ;-) | |
| Sep 10, 2021 at 6:18 | comment | added | TripeHound | I would assume that a loan agreement rescinded under such laws would not appear on (or, at least, affect) a person's credit report (in case the OP's "ignored reason why" was to improve their credit score). | |
| Sep 9, 2021 at 20:06 | history | answered | user662852 | CC BY-SA 4.0 |