Timeline for Is it better to buy a computer on my credit card, or on credit from the computer store?
Current License: CC BY-SA 3.0
4 events
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Sep 2, 2017 at 13:27 | comment | added | Peter Green | Another thing to consider is that carrying a balance on a credit card usually results in losing the grace period. So you should not generally use the same card for both revolving credit and longer term credit. | |
Mar 30, 2012 at 21:18 | comment | added | Steven | @Chad True, although store cards will sometimes opt you in to extra programs when you apply. Major cards usually ask first. Re credit utilization, I think that would be the same regardless of which card you use, unless the store card does not report to credit bureaus. | |
Mar 30, 2012 at 18:30 | comment | added | user4127 | I would argue you have Hassle of them trying to sell you credit protection, insurance, etc for additional fees on Credit card as well. You also left out the higher utilization of the credit card could cause a credit hit until it is paid down. | |
Mar 30, 2012 at 15:09 | history | answered | Steven | CC BY-SA 3.0 |