Timeline for Urgently need pre-paid debit card to pay debt collector
Current License: CC BY-SA 4.0
14 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Oct 29, 2019 at 7:58 | comment | added | jwenting | The only thing here that looks fishy is him wanting a new credit card to pay off a debt. That smells of trying to pay off one debt with another... | |
| Oct 28, 2019 at 23:21 | comment | added | Acccumulation | Another issue is using a payment method that doesn't leave a paper trail; the debt collector could just say "We never received the money" and come after the OP for the original debt. ANY debt payment should include a signed statement from the collector that they received the payment and they acknowledge that it satisfies the debt. | |
| Oct 28, 2019 at 11:34 | comment | added | Tim | @Lawrence yes, the last paragraph is good. The first is wrong, the second and third are misunderstanding what access means (OP doesn’t want to give details, not access). | |
| Oct 28, 2019 at 11:25 | comment | added | Lawrence | @Tim About not actually reading posts … take a look at the last paragraph of my answer, which suggests better mechanisms for payment than disposable bank accounts. | |
| Oct 28, 2019 at 6:41 | comment | added | Tim | @whatsisname this isn’t a gift card. It’s a debit card that the OP wishes to use to protect themselves. Boy, people here don’t actually read the post - this answer and these comments wildly miss the mark. | |
| Oct 27, 2019 at 15:37 | comment | added | donjuedo | Debt collectors (and salespeople) are routinely trained to "create a sense of urgency". Scammers do, too. In this context, urgency means nothing special (i.e., no added likelihood of a scam). | |
| Oct 26, 2019 at 18:42 | comment | added | alephzero | "Filed to go to litigation" means nothing (at least in UK law). If you pay the debt off five seconds before the case comes to court, and you can prove it, you have no case to answer and no court record. | |
| Oct 26, 2019 at 18:20 | comment | added | SP812 | As per my post, they don't require payment via a gift card or a pre-paid card. In fact, they prefer a real debit/bank account. I'm trying to use a pre-paid card to avoid using my real debit/bank account as every source I've read online emphasizes not to do that. | |
| Oct 26, 2019 at 17:45 | comment | added | whatsisname | There is no way a legitimate debt collector requires payment via gift cards or pre-paid cards. | |
| Oct 26, 2019 at 17:23 | comment | added | SP812 | I can understand why it seems like a scam, but I omitted details for the sake of getting to the point, but I have thoroughly verified that this is a legitimate collector collecting on a legitimate debt. | |
| Oct 26, 2019 at 16:51 | comment | added | SP812 | Sorry I should've been more clear, but what I meant by bank account information is using my debit, credit, or checking account to pay for the debt (i.e. giving them these numbers to process the transaction over the phone). The reasons I heard stated is that they could "accidentally" charge more down the line. Would a transfer initiated on my end sent to their routing number prevent them from having that information? | |
| Oct 26, 2019 at 15:51 | comment | added | JohnFx♦ | The implied urgency also screams scam, to me. | |
| Oct 26, 2019 at 10:58 | history | edited | Lawrence | CC BY-SA 4.0 |
added 662 characters in body
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| Oct 26, 2019 at 10:47 | history | answered | Lawrence | CC BY-SA 4.0 |