Timeline for Urgently need pre-paid debit card to pay debt collector
Current License: CC BY-SA 4.0
38 events
| when toggle format | what | by | license | comment | |
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| Nov 23, 2019 at 3:59 | comment | added | user12515 | @farnsy And there are also places you can get one time used card numbers to prevent fraud as well | |
| Nov 7, 2019 at 15:03 | comment | added | DJClayworth | I downvoted this question because the OP accepted the wrong answer. | |
| Nov 7, 2019 at 13:38 | answer | added | komodosp | timeline score: 1 | |
| Oct 30, 2019 at 15:22 | history | protected | CommunityBot | ||
| Oct 29, 2019 at 17:06 | answer | added | computercarguy | timeline score: 0 | |
| Oct 29, 2019 at 15:25 | review | Close votes | |||
| Oct 30, 2019 at 0:29 | |||||
| Oct 29, 2019 at 14:37 | comment | added | Yakk | "they've told me it's already filed to go into litigation" -- that is a lie. Even if they are legitimate debt collectors, that is just a lie they will make up in order to make you pay faster. Debt collectors do not way to go to court because they are almost all buying debt they don't think they can collect even with a court-order, and you cannot get blood from a stone. Separate from that, most likely, this is a scam. The "I'll take less money" scam in this case is trying to convince you that you can pull a fast one on them, so you are overlooking their scam. | |
| Oct 29, 2019 at 13:55 | comment | added | Fattie | just get an ordinary "bank check" oir simply a "money order". it will take you all of ten minutes to do that ?????? | |
| Oct 29, 2019 at 11:53 | answer | added | Paul McCarthy | timeline score: -1 | |
| Oct 28, 2019 at 21:48 | comment | added | Herohtar | What's confusing to me is "I'm trying to settle with them for a lower sum, but to do that I need to pay soon" -- are you saying if you're able to pay now they'll agree to let you pay a lower amount, or that you have to pay all of it now, and then try to settle? Because the latter case would certainly be a scam... | |
| Oct 28, 2019 at 20:42 | comment | added | user91988 | Why are you paying a debt collector? You can just ignore them. | |
| Oct 28, 2019 at 19:51 | history | edited | SP812 | CC BY-SA 4.0 |
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| Oct 28, 2019 at 19:30 | comment | added | Hart CO | The confusing part here was why you had need to quickly load a card with $3,000 onto it. The only reason people assumed there was something fishy going on is because that pre-paid debit card requirement is odd, but it's not actually the collectors requirement, just something you conjured up. If you have a checking account, just write them a check, or have your bank write them a check. | |
| Oct 28, 2019 at 19:27 | history | edited | SP812 | CC BY-SA 4.0 |
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| Oct 28, 2019 at 18:54 | comment | added | technogeek1995 | Why can't you send a cashiers check or money order? | |
| Oct 28, 2019 at 16:48 | comment | added | Darren | @farnsy, it's very clear what it means. A pre-paid debit card is one you load money on in advance, not where funds are removed from your bank account in (near) real-time. | |
| Oct 28, 2019 at 16:25 | comment | added | farnsy | Not clear what "card" here means. If it means a gift card, this is a scam--no legit business wants gift cards. If they accept credit card, that's your safest bet as the credit card company will take your side if it's fraud. Debt collectors are known for bluffing and lying to get you to pay up ASAP, but they also accept checks and credit card like normal busineses. | |
| Oct 28, 2019 at 15:35 | answer | added | Jeff Elliott | timeline score: 6 | |
| Oct 28, 2019 at 14:43 | answer | added | Justin | timeline score: 0 | |
| Oct 28, 2019 at 13:42 | comment | added | MonkeyZeus | Why is a card your only option? Cashier's checks exist... | |
| Oct 28, 2019 at 13:00 | comment | added | MonkeyZeus | Read blackenterprise.com/6-common-lies-debt-collectors-will-tell-you because taking you to court over $3,000 is an expensive proposition for them. They are likely bluffing. | |
| Oct 28, 2019 at 12:58 | answer | added | MonkeyZeus | timeline score: 19 | |
| Oct 28, 2019 at 10:03 | comment | added | Darren | Is it possible you are mis-intertpreting what you've read? The advice against a common scam is to not give someone access to your bank account (i.e. don't share your online login details). Making a payment from a bank account should be relatively risk free. Even if they get to know your account number and sort code, these are printed on cheques etc so they need more than just that information to draw money from the account. | |
| Oct 28, 2019 at 5:19 | comment | added | chrylis -cautiouslyoptimistic- | Using a pre-paid card for a debt is a scam, even if it seems that the debt is legitimate. Someone else may have obtained access to your credit file and is impersonating the collector. | |
| Oct 27, 2019 at 19:02 | comment | added | Criggie | Why not ask the debt collector what they would accept ? | |
| Oct 27, 2019 at 17:45 | comment | added | Michael | Why not a simple wire transfer to their bank account (IBAN)? Of course they can see your IBAN, but I don’t think there is any harm in that. An account statement would even prove that you’ve transferred the money. | |
| Oct 27, 2019 at 5:29 | answer | added | Harper - Reinstate Monica | timeline score: 24 | |
| Oct 27, 2019 at 2:51 | vote | accept | SP812 | ||
| Oct 26, 2019 at 22:56 | comment | added | crenshaw-dev | Did they explain what "litigation" would entail? | |
| Oct 26, 2019 at 20:21 | answer | added | interfect | timeline score: 2 | |
| Oct 26, 2019 at 19:24 | answer | added | mhoran_psprep | timeline score: 52 | |
| Oct 26, 2019 at 18:00 | history | tweeted | twitter.com/StackFinance/status/1188153416889098247 | ||
| Oct 26, 2019 at 17:32 | history | became hot network question | |||
| Oct 26, 2019 at 10:47 | answer | added | Lawrence | timeline score: 141 | |
| Oct 26, 2019 at 10:05 | review | Close votes | |||
| Oct 28, 2019 at 12:30 | |||||
| Oct 26, 2019 at 6:40 | answer | added | RonJohn | timeline score: 15 | |
| Oct 26, 2019 at 3:59 | history | edited | JTP - Apologise to Monica♦ |
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| Oct 26, 2019 at 2:54 | history | asked | SP812 | CC BY-SA 4.0 |