Timeline for Is insurance company’s preferred auto shop biased?
Current License: CC BY-SA 4.0
21 events
| when toggle format | what | by | license | comment | |
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| Sep 30, 2019 at 17:27 | history | edited | charmingToad |
Add state
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| Sep 30, 2019 at 17:25 | comment | added | asgallant | Can you add your state? Some states have more legal protections against this kind of thing than others. | |
| Sep 30, 2019 at 14:30 | answer | added | Ross Millikan | timeline score: 1 | |
| Sep 29, 2019 at 17:17 | answer | added | Anthony X | timeline score: 1 | |
| Sep 29, 2019 at 7:04 | vote | accept | charmingToad | ||
| Sep 29, 2019 at 1:33 | comment | added | smci | 2. You're only asking for a repair quote to get an insurance payout, instead of getting it repaired. But if you don't own the car, the lender can and will compel you to get it repaired. "Is it risky to use the insurance company's favorite shop?" Since you were rear-ended, you're not at-fault, so it's not your money (right?) Everyone knows the system is rigged. This one's not affecting you, forget about it. If you really don't like this shop, call your insurance again and tell them to suggest another preferred shop. IME all "preferred" shops are pretty much the same. Don't waste your time. | |
| S Sep 28, 2019 at 20:28 | history | suggested | Lightness Races in Orbit | CC BY-SA 4.0 |
Formatting, grammar
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| Sep 28, 2019 at 16:53 | comment | added | Spehro 'speff' Pefhany | Chances are the insurance company 'recommended' shop will not do as good a job, especially cosmetically as a top grade body shop. They can use aftermarket cheaper parts made offshore that don't fit perfectly, junkyard parts rather than new, maybe leave things or touch them up that a fussier shop would replace. It's all about the money. | |
| Sep 28, 2019 at 16:43 | review | Suggested edits | |||
| S Sep 28, 2019 at 20:28 | |||||
| Sep 28, 2019 at 16:35 | answer | added | user90408 | timeline score: -4 | |
| Sep 28, 2019 at 14:57 | comment | added | Harper - Reinstate Monica | @mhoran_psprep because the car is collateral. In layman's terms, it's their car until it's paid off, and they need it intact and fit for resale in case you default on the loan. You can't armwave it like "what are the chances of that?" Because this is exactly what happens. The people desperate for money/likely to default are the ones happy to cash out and not repair. | |
| Sep 28, 2019 at 8:14 | answer | added | blankip | timeline score: 77 | |
| Sep 28, 2019 at 5:24 | comment | added | Lawrence | The text of your question relates to issues you raise about the insurer. How does that make the auto shop “biased” (cf title)? | |
| Sep 28, 2019 at 5:22 | history | became hot network question | |||
| Sep 28, 2019 at 3:01 | history | tweeted | twitter.com/StackFinance/status/1177780339948867584 | ||
| Sep 28, 2019 at 0:36 | comment | added | mhoran_psprep | Do you have a loan? Lenders always want you to make the repairs. | |
| Sep 27, 2019 at 22:47 | answer | added | mkennedy | timeline score: 0 | |
| Sep 27, 2019 at 21:46 | answer | added | D Stanley | timeline score: 1 | |
| Sep 27, 2019 at 21:41 | answer | added | Mattman944 | timeline score: 18 | |
| Sep 27, 2019 at 21:20 | review | First posts | |||
| Sep 27, 2019 at 22:32 | |||||
| Sep 27, 2019 at 21:18 | history | asked | charmingToad | CC BY-SA 4.0 |