Timeline for When does credit card utilization matter?
Current License: CC BY-SA 4.0
4 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Aug 24, 2019 at 13:49 | vote | accept | TheDev88 | ||
| Aug 13, 2019 at 21:29 | comment | added | quid | At this point my aggregate credit limit is about 45x my monthly spend, the card I carry for spending has a limit 10x my spending. These things are tools and a tool with an arbitrary restriction is a nuisance, imo. But the most important factor by a wide margin is a long history of paying on time. | |
| Aug 13, 2019 at 21:21 | comment | added | RonJohn | "To me it makes sense to have 3x your average spending ..." we got so deep into debt that way. :( Now I pay off the card every Sunday night. | |
| Aug 13, 2019 at 20:36 | history | answered | quid | CC BY-SA 4.0 |