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Robert Longson
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According to the terms and conditions sending money between private individuals would not count.

This is what citibank says about their salary account...

You will be able to enjoy the many benefits of Citibank Suvidha Salary Account only if your organization has an on-going Citibank Suvidha banking relationship. Please check with your Human Resource or Payroll department before applying.

ICICI bank has similar wording

In the event the employment of the Customer with the Employer ceases, the Customer shall immediately notify ICICI Bank regarding such termination of employment. On termination of the employment, ICICI Bank reserves the right to close the Salary Account or to treat the Salary Account as an Account wherein the customer will cease to enjoy any/all benefits under Salary Account scheme, provided however the Customer deposits all documents as required by ICICI Bank and under such circumstances, these Terms shall cease to apply to such Account and it shall be governed by the Terms and Conditions.

HDFC's eligibility criteria include this wording

You must be employed with a corporate that has a salary account relationship with HDFC Bank

You should look at the specific terms and conditions of bank AAA but I imagine they will have a similar clause.

According to the terms and conditions sending money between private individuals would not count.

This is what citibank says about their salary account...

You will be able to enjoy the many benefits of Citibank Suvidha Salary Account only if your organization has an on-going Citibank Suvidha banking relationship. Please check with your Human Resource or Payroll department before applying.

ICICI bank has similar wording

In the event the employment of the Customer with the Employer ceases, the Customer shall immediately notify ICICI Bank regarding such termination of employment. On termination of the employment, ICICI Bank reserves the right to close the Salary Account or to treat the Salary Account as an Account wherein the customer will cease to enjoy any/all benefits under Salary Account scheme, provided however the Customer deposits all documents as required by ICICI Bank and under such circumstances, these Terms shall cease to apply to such Account and it shall be governed by the Terms and Conditions.

You should look at the specific terms and conditions of bank AAA but I imagine they will have a similar clause.

According to the terms and conditions sending money between private individuals would not count.

This is what citibank says about their salary account...

You will be able to enjoy the many benefits of Citibank Suvidha Salary Account only if your organization has an on-going Citibank Suvidha banking relationship. Please check with your Human Resource or Payroll department before applying.

ICICI bank has similar wording

In the event the employment of the Customer with the Employer ceases, the Customer shall immediately notify ICICI Bank regarding such termination of employment. On termination of the employment, ICICI Bank reserves the right to close the Salary Account or to treat the Salary Account as an Account wherein the customer will cease to enjoy any/all benefits under Salary Account scheme, provided however the Customer deposits all documents as required by ICICI Bank and under such circumstances, these Terms shall cease to apply to such Account and it shall be governed by the Terms and Conditions.

HDFC's eligibility criteria include this wording

You must be employed with a corporate that has a salary account relationship with HDFC Bank

You should look at the specific terms and conditions of bank AAA but I imagine they will have a similar clause.

Source Link
Robert Longson
  • 5.1k
  • 2
  • 24
  • 33

According to the terms and conditions sending money between private individuals would not count.

This is what citibank says about their salary account...

You will be able to enjoy the many benefits of Citibank Suvidha Salary Account only if your organization has an on-going Citibank Suvidha banking relationship. Please check with your Human Resource or Payroll department before applying.

ICICI bank has similar wording

In the event the employment of the Customer with the Employer ceases, the Customer shall immediately notify ICICI Bank regarding such termination of employment. On termination of the employment, ICICI Bank reserves the right to close the Salary Account or to treat the Salary Account as an Account wherein the customer will cease to enjoy any/all benefits under Salary Account scheme, provided however the Customer deposits all documents as required by ICICI Bank and under such circumstances, these Terms shall cease to apply to such Account and it shall be governed by the Terms and Conditions.

You should look at the specific terms and conditions of bank AAA but I imagine they will have a similar clause.